Terms of Service

I. Introduction and Eligibility

This document constitutes a binding agreement between Turn Vision Inc and yourself. It also binds you to all Turn Vision affiliates and subsidiaries. (Hereafter collectively referred to as “Turn Vision,” “we,” “us,” “our”). In turn, “you” and “users” are taken to mean all visitors to the Turn Vision Service (“Service”). This document also includes our Privacy and Cookies Policy (“Privacy Policy”).


  • Use of the singular includes use of the plural
  • The use of one gender includes the use of all genders. 

The Service includes the ability to display information by way of upload, publishing, or similar actions, known as “post” or “posting.”
For understanding and emphasis, we have placed several annotations inboxes. These inclusions are included for information only and are not part of the formal document. They have no legal or contractual implications.
When you use our service, you agree to be bound by these terms and conditions. 
You must understand that this document is legally binding and that it is a living document and changes from time to time. Revisions become immediately applicable. Your continuing use of the service deems agreement with the then-current Terms of Service. If you disagree, you must stop using the service. We assume that users under the age of 18 have the legal consent of their parents or guardian to access and use the service. We recommend that you regularly review these Terms and Conditions.

Two other points to note:

  • The service is for users over the age of 13. 
  • The service is a United States service:
  • You consent that information, including your personal information, is held in the United States 
  • You are responsible for ensuring that you comply with any local laws applicable in your jurisdiction.

II. The Turn Vision Service

The Service resides at www.turn.vision or any other site we may use at our sole discretion. The Service also includes any other software and services used to provide our services under our control, in whole or in part. 

The Service provides information about our educational offerings, including courses, workshops, and any other educational offerings delivered by us. The information is delivered via an online area. The “premium content” offering is a separately chargeable service providing access to a library of current and prior courses, supplemented by the live transmission of future courses.

You should note that:

  • Courses can be amended or discontinued at any time. Queries should be addressed to us, not instructors. 
  • Cancellation and no-show policies are included below. If you have any questions, you should contact us directly.


You are responsible for ensuring that your account information is accurate and up to date. 
You may post certain user-submitted content from time to time on the site (“User-Submitted Content”), including the content of blogs and online chat sessions. Such information can be used in processing, published, or displayed on the site.
You are solely responsible for the completeness and accuracy of all User Submitted Content. Further, you agree and acknowledge that your User Submitted Content:

You are solely responsible for the completeness and accuracy of all User Submitted Content. Further, you agree and acknowledge that your User Submitted Content:

  • Complies with all legal and regulatory requirements of the United States and those applicable in your local jurisdiction
  • Is not the production or propagation of material that is abusive, profane or politically, sexually, racially or religiously offensive or material that may injure or harass someone else 
  • Is not part of an advertising campaign for personal financial gain or political purposes
  • Is not a prank or chain message 
  • Does not promote or solicit the purchase or sale of any product, security, financial asset or investment unless such communication complies with all applicable laws and regulations
  • Does not contain any malware, including, but not limited to software viruses, worms, and rootkits 
  • Does not contravene the intellectual property of any party
  • That you have the right to upload the information under any law or contractual or fiduciary relationships
  • Does not pose or create a privacy or security risk to any person
  • Is not the product of Identity Theft or otherwise misrepresent your affiliation with a person or entity
  • Assist any criminal activity or enterprise or enable the dissemination of instructional information about illegal activities
  • It is not material that, in our sole judgment, is objectionable in any way. 
  • It should not prevent any other user from using or enjoying the service. 
  • It should not expose our users or us to any actual or potential harm or liability of any type.

We reserve the right to investigate if we suspect that you are violating any of the above conditions. Further, we reserve the right to undertake appropriate legal action, including removal of the offending content, suspension, or cancellation of your account and reporting you to the appropriate law enforcement authorities.

You also note that:

  • We make no representations regarding the confidentiality of personal information, and User Submitted Content published using the service
  • It is your sole responsibility to conform with the conditions set out above 

In short, exercise caution, good sense, and sound judgment when providing information to other users.

Third-Party Services. 

The Turn Vision Service may link to third-party websites to facilitate its provision of services to you. 

These links are not a recommendation, affiliation, or connection in any way, including, but not limited to, commercial arrangements. There is no implication that we monitor or verify the services and information supplied by the third party.

You should also note that:

  • You are no longer bound by these terms and conditions, but by those of the third party when you leave the Service for a third-party site. 
  • The service may allow you to log on using the credentials of a social network such as LinkedIn. 

Courses and Instructors

Please note that:

  • Courses and Instructors may change at any time at our sole discretion
  • We make no recommendations or guarantees regarding the quality or nature of Courses or Instructors shown on the Turn Vision Service.

III. Financial Matters

Please note:

  • Courses accessed using the Service may be chargeable
  • A Premium Content subscription is chargeable.

Courses. Turn Vision may charge you fees to attend a Course. Fees may be revised by Turn Vision from time to time and vary from region to region, and topic to topic.

Premium Content. Turn Vision charges a monthly fee for a subscription to Premium Content. From time to time, at our sole discretion, Premium Content may be available on a free trial or introductory offer basis. The conditions of such an offer may include:

  • Only one free trial per household or email address is allowed at any given point in time. 
  • Limitations of duration and accessibility. These are currently one trial per person and email address in any given six-month period. Promotional offers may alter these limitations. 

Opening an account or joining the Premium Content Service requires credit card details. 

Please note: 

  • The credit card you provided during the sign-up process is automatically charged if your subscription isn’t canceled during the trial or introductory offer period
  • We won’t notify you that your free trial period has ended or that the paying portion of your membership has begun.

Please note:

  • Using the Service means that you agree to pay the applicable subscription fee. 
  • We can change the Premium Content subscription fee or institute new charges at any time. You will be notified of any change in advance on reasonable notice. 
  • Fees for a Premium Content subscription are due in advance. 
  • You are responsible for any taxes due, either US taxes or those applicable in your local jurisdiction.


  • We accept most major international currencies, including U.S. Dollars, UK Sterling, Euros, Hong Kong, and Australian Dollars.
  • Any currency conversion-related transaction fees and exchange rate charges are for your account. 

You agree that:

  • An automatic debit of your membership fee or subscription is processed each month on or around the day of the month corresponding to the day of the month you initially registered for the service
  • The charge is at the then-current rate
  • It is charged to the credit card you most recently used with us. 

Cancellation of Premium Content. 

You may cancel your membership at any time, and such cancellation is active at the end of the month in which cancel.

Until canceled, your membership automatically renews each month until you notify us of your decision to cancel your membership. We reserve the right to cancel your subscription at any time.


You agree to pay for a Course or a Premium Content subscription that requires payment when you sign up for it. 

We currently use secure direct and third-party payment processors for electronic payment. They support all major credit cards and PayPal. By using the service, you agree to pay for goods and services. You are responsible for all fees charged by third-party service providers. 

Please note that:

  • Charges are due and payable immediately 
  • From time to time we may seek pre-authorization of credit-card charges
  • We may aggregate multiple individual charges.

We offer a recurring payment or installment program as a service offered, allowing for automatic charging of installment payments of a predetermined amount at a predefined time. 

To cancel:

  • Do so at least 15 days before the next billing date. 

To dispute a charge, let us know at [email protected] within 30 days of the levy of the disputed charge.


We are not obligated to refund the fees paid to us. We also reserve the right to modify our refund policy. Please note that the policy in effect at the time of refund shall be the then-current refund policy at the time of purchase.
Please contact [email protected] to request a refund.

IV. Use of an Account by an Agent

You agree that you have the necessary legal authority and capacity to create an account and use the Service on behalf of a business entity, including the authority to bind the business entity in legal agreements and contracts.

V. Your Account

If you create an account, you are responsible for the confidentiality of your log-in credentials and for keeping your information accurate.

You are responsible for any activity resulting from the use of your log-in credentials on the Turn Vision Service.

You must protect:

  • Your online identity from use by another individual
  • The integrity of information resources
  • The privacy of electronic information. 

Sharing your online identity (user ID and password or another authenticator such as a token or certificate) violates this agreement. 

You must note that a violation of this agreement may also violate applicable law, potentially subjecting you to both civil and criminal liability.

You must not: 

  • Perform an act that negatively impacts the operation of the site, or that impedes the ability of someone else to use the site. Examples include but are not limited to:
  • Use automated software to acquire data, information or applications software from the site, or using “hacking” tools and techniques to do so 
  • Attempt to gain unauthorized access to a system or another person’s information
  • Knowingly propagate a software virus or worm
  • Damage or destroy data owned by yourself or someone else. 
  • Modify any disk or software directory for any particular use.
  • Attempt to circumvent protection schemes for access to data or systems, or otherwise uncover security loopholes.

Authorized system administrators may access information resources, but only for a legitimate operational purpose and only the minimum access required to accomplish this legitimate operational purpose.

You must:

  • Notify us immediately if you know or suspect that the security of your credentials (user id/password) is compromised
  • Understand that you are responsible for any acts taking place using your compromised credentials before you have notified us and during a reasonable opportunity for us to act on that notification
  • Understand that we may suspend or cancel your access to the site should we suspect that your credentials are used in an unauthorized or fraudulent manner
  • Understand that you are responsible for monitoring your account.

VII. Turn Vision’s Content Ownership and Use

Turn Vision owns all the content we create, but you may use it, subject to these Terms, while you use the Turn Vision Service. You cannot use our logo without our written permission.

The site is for personal or internal business use only, unless an alternative use is agreed with and specified by us.

For specific personal and internal business use, limited amounts of data can be downloaded, printed, or copied from the site. However, you may not do so for commercial purposes or to create derivative sites that use materials obtained from the site, unless we have previously authorized it in writing.

Please note that any information or software downloaded from the site must carry the copyright notice, other notices, and legends in full visibility, i.e., not removed or obscured in any way.

In respect of trademarks: 

  • We retain our name, logo, and all other trademarks and service marks as our trademarks and service marks. 
  • The respective registered third‑party rights holder owns all other trademarks and service marks.  

Before using any trademarks or service marks in any discernible way or processing, you must obtain written permission from us or the respective third‑party rights holder. Using them without written permission is prohibited. 

These terms do not grant any implied licenses.

VIII. Copyright Policy

We respect the intellectual property (“IP”) rights of others and ask that you also do so. However, because of the large volume of material available from digital sources, you or we may, from time to time, infringe such IP rights.

If you believe that we have infringed your IP rights, in particular, copyright infringements, you should inform us as set out below. 

Our established procedure is to investigate, mainly where the alleged infringement takes place in Third Party Content, and after that either;

  • Dismiss the claim
  • Take appropriate action under the Digital Millennium Copyright Act (“DMCA”) and other applicable intellectual property laws

Lodge all notifications of claimed IP infringements with: 

Suite B-2,
2035 Sunset Lake Road, 
19702 Newark, 
United States
[email protected] 

Please make the notifications in writing, and it must include the following: 

  • The digital or written signature of a person authorized to act on behalf of the owner of the copyright or other intellectual property interest
  • A description of the alleged infringement
  • The location of the allegedly infringing material, enough for us to find it on the site
  • Your address, telephone number, and email address
  • A statement by the copyright or other intellectual property owner or their representative that the disputed use has not been authorized
  • A notarized statement by the copyright or another intellectual property owner that the above information in the notice is accurate and that the submitter is either the copyright or intellectual property owner or is authorized to act on the copyright or intellectual property owner’s behalf. This statement will be made under penalty of perjury.

IX. Suggestions and Submissions

We appreciate hearing from our users and welcome your comments regarding the Turn Vision Service. If you send us any creative ideas, we shall:

  • Own, exclusively, all now known or later discovered rights to the creative ideas
  • Not be subject to any obligation of confidentiality and shall not be liable for any use or disclosure of any creative ideas
  • Be entitled to unrestricted use of the creative ideas for any purpose whatsoever, commercial or otherwise, without compensation to you or any other person.

X. User Content Disclaimers, Limitations, and Prohibitions

By using the Site, you automatically agree that you will hold us free of all financial liabilities, including, but not limited to, losses, expenses, actions, and injury arising from or following your use of the Site.

Specifically, California residents waive California Civil Code Section 1542, which says: “A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which if known by him must have materially affected his settlement with the debtor.”

Residents of other jurisdictions waive any equivalent statute or doctrine.

XI. Consequences of Violating These Terms

If you do not act responsibly and follow these Terms, we may prohibit your use of the Service.

We reserve the right to, without notice to you and at our discretion:

  • Suspend or terminate your account 
  • Prevent your access to the Service
  • Refuse to provide the Turn Vision Service to you in the future
  • Remove any of your User Content at any time for any reason.

You are responsible for any claims, fees, fines, penalties, and other liability incurred by us or others caused by or arising out of your breach of these Terms and your use of the Turn Vision Service.

XII. Turn Vision’s Liability

By using the Site, you automatically agree that you will hold us free of all financial liabilities, including, but not limited to, losses, expenses, actions, and injury arising from or following your use of the Site.

Specifically, California residents waive California Civil Code Section 1542, which says: “A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which if known by him must have materially affected his settlement with the debtor.

Residents of other jurisdictions waive any equivalent statute or doctrine.


Because this is an Internet-based online site where we are not responsible and have no control over how you connect to the site, we cannot guarantee continuous, uninterrupted service. Therefore:

The products and services offered on the site are provided subject to a “where and when available” basis.

We, our directors and employees, in whatever capacity, are not liable for any loss or damage that you may sustain as a result of not being able to use the information and services provided by the site because the site is unavailable. 

You should note that this statement is applicable irrespective of the reason that the services and data are unavailable, whether that reason is within our control or another supplier of software or services, including but limited to:

  • Malware
  • Failure of communications media (equipment and lines)
  • Unauthorized access
  • Operator error
  • Fraud or theft
  • Force majeure, for example, labor disputes.

Simply put, we will not be liable to you, in tort or contract, for any damages of any kind.

In summary, we cannot and do not guarantee continuous, uninterrupted, or secure access to our Service.

Regarding warranties, we do not provide any express or implied warranties in respect of:

  • Your use of the information and services provided by the service
  • Your use of the service either in general or for any specific purpose.

We expressly disclaim any implied warranties, including but not limited to:

  • Warranties of title
  • Non-infringement 
  • Merchantability 
  • Fitness for a specific purpose 

Again, because it is an Internet-based service, we have no control over the means and routes whereby the site is accessed. As a consequence:

  • If information between the site and you are intercepted or otherwise stolen, we are not responsible for any consequential loss or damage.
  • We believe that the information supplied via the website is, as far as we can verify, obtained from reliable sources. However, we do not guarantee its accuracy, timeliness, or completeness.

XIII. General Terms

These Terms and Conditions are the entire agreement between ourselves regarding your use of the Service. Where, at our sole discretion, we choose not to exercise any right or provision, that does not imply a waiver of any such right or provision. 

XIV. Arbitration, Class Waiver, and Waiver of Jury Trial

This agreement is governed and enforced under the jurisdiction of the State of New York without regard to any conflicts of law.

Any dispute is settled in the final instance by arbitration, should all other avenues fail to provide a resolution. The American Arbitration Association shall conduct the arbitration under its Commercial Arbitration Rules, or an arbitration body as required by law, rule or regulation. Judgment may be entered in any court having jurisdiction.

The arbitration will:

Proceed in the English language before a single arbitrator in the City of New York, New York. 

Any arbitration must commence within one (1) year of the claim or cause of action arising. 

If all or part of this agreement cannot be enforced for any reason, then as much of the agreement shall be enforced as is practical and permissible in the spirit of this agreement. Other parts of the agreement continue as usual.

Contact Information

Suite B-2,
2035 Sunset Lake Road, 
19702 Newark, Delaware.
United States
+1 347-352-4026
[email protected] 

Effective Date: January 15, 2019
Last Updated: October 8, 2019